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The “Warren Plan

CORAL GABLES, FL – Jan. 7, 2021 – Several weeks ago Senator Elizabeth Warren introduced a controversial and sweeping consumer bankruptcy reform bill (the “Warren Plan”).  Most of the discussion surrounding the Warren Plan has been academic given the composition of Congress.  However, now that Democrats are in control of the White House and Congress there is a real possibility…

Charbonneau on the “Warren Plan”

Coral Gables — December 23, 2020 — In the next few months, the uniform federal laws, which have governed all bankruptcy cases in the United States for decades, will be examined and potentially updated under the Biden administration. Two weeks ago, Sen. Elizabeth Warren introduced a controversial and sweeping consumer bankruptcy reform bill (the “Warren Plan”).  The centerpiece of the…

Charbonneau on proposed 2020 Consumer Bankruptcy Reform Act

Coral Gables — December 11, 2020 — This week Senator Elizabeth Warren, and other members of Congress introduced the Consumer Bankruptcy Reform Act of 2020 in a stated effort to simplify the consumer bankruptcy system. The centerpiece is the entire elimination of both Chapters 7 (a liquidation bankruptcy that wipes out most of your general unsecured debts such as credit…

3rd DCA Affirms Spuches victory against Miami Beach

Florida’s Third District Court of Appeal affirmed a ruling won by Christopher Spuches for a Miami Beach property owner whose utilities had been shut down over a dispute on the city’s actions to restrict short-term rentals, imposing fines exceeding $200,000. “We’re very happy that the homeowner had their utilities restored,” Spuches said. “But also that future homeowners don’t have to…

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